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Jones Truck Insurance · Decision Engine

The carrier’s CFO-in-a-box

Auditable/Deterministic/Consistent

Contract grades, factoring APR, detention break-even — and the true cost per mile they all build on — computed by a deterministic engine and labeled with its source. The decisions a CFO would make, without the headcount.

Enter the platform Sign in13 tools · 13 live
Deterministic engine
the workbook computes every number
Provenance-tagged
every figure shows its source
Audit-logged access
each org isolated, fully logged
Frozen-fixture verified
math pinned, drift fails CI

Live today

13 tools live today. Open any to sign in.

SpineLive
Carrier Cost Profile
Know your true cost per mile — the number every other tool builds on.
Open tool $/mi
DailyLive
Trip Evaluator
Is this load worth it? Profit per truck-day and the backhaul rate you'd need.
Open tool $/day
EpisodicLive
Contract Evaluator
Grade a contract or dedicated lane A–F before you commit.
Open tool A–F
WeeklyLive
Profitability & Variance
What you actually made vs. what you expected — variance, load by load.
Open tool Δ var
WeeklyLive
Cash Flow & Factoring
Factor, quick-pay, or wait? The real annualized cost of each.
Open tool APR
WeeklyLive
Fuel & FSC Audit
Audit your fuel surcharge against the live DOE index — catch under-recovery.
Open tool FSC
WeeklyLive
IFTA Quarterly Estimate
Estimate your quarterly IFTA — fleet-MPG-first, surcharge states always owed.
Open tool IFTA
WeeklyLive
Detention Pricing
Price detention off your own cost — and the paperwork to actually collect it.
Open tool $/hr
WeeklyLive
Receivables Aging
Who owes you, how old, and which brokers are slipping.
Open tool aging
EpisodicLive
Truck Acquisition
Buy vs lease-purchase — the implied APR they don't tell you, and the documented traps.
Open tool TCO
EpisodicLive
Driver Pay & Settlement Audit
Recompute a settlement line-by-line against the lease — catch what the check hides.
Open tool audit
EpisodicLive
Maintenance Reserve
How much to set aside per mile so a big repair isn't a cash crisis.
Open tool $/mi
EpisodicLive
Insurance Cost Drivers
Your FMCSA safety scorecard, what drives your premium, and a step-by-step plan to lower it.
Open tool drivers
Illustrative
What you see inside · sample, not your data
Contract grade
B
graded on true economics, A–F
Margin / mile
$/mi
the number every tool reads from
Critical alert
Lease-purchase trap
Severity: Critical
risk shown as a severity tier, never a fabricated %

See it in action

A quick look at the platform end to end.

Sole math authorityForward-looking decision support — not financial, legal, or tax advice13 tools · 13 liveEvery number engine-sourced, its source labeledBuilt for carriers running 1–50 trucks